Credit Card Offers

Submitted by: Lawrence Fine

Credit cards are among the best mode of payment today that is available for people. They have replaced nearly all cash transactions as they provide a very convenient way of payment. In fact, credit cards are the major mode of transaction for both domestic and business consumers for receiving or making payments.

However, each day thousands of people receive credit card offers. Many people just toss their credit card offers in the trashcan, while a few may just get interested in such schemes. So note the following for help with your credit card decision making:

1) Although nearly all credit card offers will offer benefits, although, finding the best among them is a real challenge. First and foremost thing for you to do is to choose the best credit card scheme that will take care of all your financial worries. For example, if your credit card is for business use, maybe look for a credit card offers that give you cash back for business purchases or memberships to a discount-buying club. Many credit card companies offer a low introductory rate for a specific time period but you need to check what into will be the charges after that time period. If that credit card offer is for a long term then it may work best for you.

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2) Second thing you have check before any credit card offer is if there are any monthly or annual fees. If you have a good credit record, then you can go for credit card offers that do not have any monthly or annual fee. If you are using the credit card for personal use then, pick credit card offers that give you reward points even if you don t carry any monthly balance.

3) There are many such credit card offers for personal uses. For example, frequent flyer offers is a credit card offer that allows you to spend using credit cards in which frequent flyer miles are added to your account – you can buy air tickets for that much distance for free or at a discount rate.

Many credit card companies offer very low initial interest rates, sometimes even 0% for a specific period of time. This interest rate applies to both new purchases and transferred balance.

4) Another very common credit card offer is the balance transfer offer. Credit cards with this offer can be very good options. However, for this type of offer, you must have an existing credit card balance, as this credit card offer allows you to transfer those balance onto new credit card.

5) Almost everyone who wants to buy a credit card has to decide which card to use depending on credit card offers and their interest rates. Some of these credit card offers carry low interest and other carry higher. However, you have to careful with credit card offers with low interest rates; you may end up with a huge credit card bill than you originally anticipated if you miss a payment and the rates hike up overnight.

6) Once you have your own credit card, then Card Company may continue to offer you many reward offers. For example, usually these types of credit card offers give you a whole list of incentives with their application request. And many of them offer great advantages – like gas savings – but you usually have to use your credit cards to get them.

Examining and comparing many attractive credit card offers may seem like a long and difficult task. But if you will do your own research, it can definitely be rewarding in the end.

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Israel: failing to comply with transportation law, Tel Aviv court orders Uber to partially stop its taxi ordering services

Israel: failing to comply with transportation law, Tel Aviv court orders Uber to partially stop its taxi ordering services

Monday, November 27, 2017

Today, Israeli district court of Tel Aviv ordered US-based taxi booking application Uber to stop its UberDAY and UberNIGHT pilot services from Wednesday. Chief Justice Eitan Orenstein said the drivers registered for those services lacked business license or insurance needed for the passengers, which was against Israeli transportation law.

“If they [drivers] won’t get insurance, I won’t let them drive a metre”

The case, which was filed by another taxi ordering application Gett Taxi, and Tel Aviv union of taxi drivers, for Uber breaching the safety regulation rules. Uber, who has been functioning in Israel since September 2016, released a statement which said, “We are committed to continuing to cooperate with the authorities, to examine how our technology can provide reliable, cost-effective and safe transportation options”.

Almost six weeks ago, UberDAY and UberNIGHT services, which are currently in test phase, were made available 24×7. Speaking the The Jerusalem Post, Uber Israel CEO Yoni Greifman said, “The transportation regulations were drafted in the 1960s and they haven’t been updated, before cell phones and technology […] We are trying to operate within the correct regulation, but in a regulatory world that doesn’t suit the current reality… It is going to be absurd if we are start-up nation and we are at the forefront of automotive technologies but we cant get Uber.” Public transit is not available at night hours and on Saturday, which is national holy rest day, which the Israelis call Shabbat.

Those services — UberDAY and UberNIGHT — allows anyone with a car, who has registered with Uber to drive a passenger expecting a “reimbursement” for vehicle maintenance and and fuel expense in return. However, these drivers do not have a valid business license to operate or even a proper insurance for passengers. Uber has been following this “non-profit” business model of UberDAY and UberNIGHT in various cities across the world, charging the private drivers 25% of the reimbursement.

Per the Israeli transport law, drivers need a proper operating license and insurance to ask passengers for money in return. In May, Transportation Ministry personnel investigated and discovered Uber allowed people without operation license to drive the customers. Chief Justice Eitan Orenstein said, “If they [drivers] won’t get insurance, I won’t let them drive a metre” in his ruling. However, this ban would not cease Uber’s regular taxi booking services as those drivers possess valid operating license and insurance for customers.

Uber has been involved in various court cases, allegations of sexism in the company, and incidents of sexual assault by the drivers. Last week, Uber’s CEO Dara Khosrowshahi revealed a security breach that took place last year, which involved 57 million people’s personal information being compromised. In the statement published on Uber’s official website, the CEO said he came to know about this breach “recently”. Uber paid US$100,000 to two people to delete the information who downloaded it from’s Amazon Web Services (AWS).

Uber was banned from operating in England’s capital London after September, failing to comply with security regulations. In the official statement on their website, Transport for London said Uber London Limited was “not fit and proper to hold a private hire operator license”. Uber was banned from Bulgaria and Denmark, and faces regulatory issues in France, Italy, Hungary, Spain and various states in its home country, the United States.


Australian governments to meet for first COAG meeting of 2006 today

Australian governments to meet for first COAG meeting of 2006 today

Friday, February 10, 2006

The Council of Australian Governments (COAG) will meet in Canberra today for its first meeting of 2006. Members of COAG are the Prime Minister, State Premiers, Australian Capital and Northern Territory Chief Ministers, and the President of the Australian Local Government Association. COAG is chaired by the Prime Minister.

On the agenda is a wide range of issues such as health, economic reform, regulation, and education.

The state leaders (all of whom are members of the Australian Labor Party), met last night to develop a strategy for dealing with John Howard, Australia’s Prime Minister.

Bombings in Iraq kill eight; many wounded

Bombings in Iraq kill eight; many wounded

Thursday, December 17, 2009

Iraqi police say three blasts in Baghdad killed four people and wounded fourteen others on Tuesday. Three other blasts also rocked the northern city of Mosul on the same day, killing and wounding several dozen people. The explosions came as politicians continue to debate over who was responsible for the last wave of bombings, which happened exactly one week ago.

The Baghdad explosions struck at the Iraqi government’s nerve center, near the heavily fortified Green Zone. Baghdad’s security chief, General Qassem Mohammed Atta, reported that three explosive devices hidden in civilian vehicles blew up in parking lots in the Karrada District, close to the Green Zone. He noted that a fourth explosive device, hidden in a parked vehicle near the Iranian Embassy, was found and disabled.

The explosions were in the immediate vicinity of Iraq’s Foreign Ministry building, which is covered by a gigantic Iraqi flag on one side, as repairs continue on the structure that was gutted by a massive car-bomb explosion on August 16.

Mortar attacks and assassination attempts against several Iraqi politicians were also reported elsewhere in Baghdad.

Meanwhile, the attacks in Mosul killed four people and wounded a further forty. They seemed to target a mosque and a neighbourhood, according to the Kurdish Globe, according to an unnamed doctor at a Mosul hospital.

No group has yet claimed responsibility for the bombings.

Advantages Of Making Crafts

Advantages of Making Crafts


—— Vishal Verma ——-

Craft is a profession which needs some skills. It refers to some profession. It comprises of a whole congregation of activities and hobbies that are related to making things with their hands.

Home Craft is a way to explore one s hidden talent. It is not very difficult task. Craft work saves a lot of money too and at the same time helps you spend spare time hours doing some creative work. The making of crafts from home earns extra income.

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For making of crafts in home first you must have some authorized items to sell. The start up costs for your new home based business depends on the items needed for your finished art work and how you plan on marketing of your small business. Craft shows are the best way to show your talent and sell your things. You must book your craft stall in the beginning of the exhibition to attract the customers. It should have eye contacted with the customers & greet them. Don t stand behind the table and think to get a lot of passage. Your stall should be decorated and use lights, colors to have a visual appeal to attract customers. Another way to sell home crafts is to arrange a home party and sell the items or materials what you have made. If taking orders, it’s best to have guests pay at the party, so that the host doesn’t have to worry about collecting payment when delivering. You require good selection of crafts, decorated table, receipt book, change & order book.

The decorative art is a traditional term for making of ornaments etc. the field includes glassware, furniture, and interior design. You can do decorative art on textiles. When children are provided with tools that supports creativity and good learning skills, only positive reactions are normally expected of that child. The applied art incorporate design and creative ideals to objects of utility, such as a cup, magazine or decorative park bench. You can make home craft products from numerous opportunities present. One needs to be truly creative and confident no matter what material you choose, like paper, metal, wood, fabric, leather, fur etc. now days you need to market your home made crafts so as to generate income. It is a wonderful way to have fun and make money.

You only need to choose the perfect kind of home craft business in which you can gain mastery and build excellent quality home made products. There are different tasks like making of dolls, jewelleries, hand painting, making stuffed animals, toys, presents, and a lot more.

For making crafts at home one has to identify its skills and must know what he or she can make. To promote your business or selling your items you need different items like posters, banners etc. You know about your product well, you should be prepared to explain it properly. The craft you make should be attractive. Keep the price at reasonable price so that everyone can afford to buy the home made crafts.

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American Samoa received eight minutes warning before 2009 tsunami

American Samoa received eight minutes warning before 2009 tsunami

Friday, September 24, 2010

People in American Samoa were given only eight minutes warning that a tsunami, which killed 32 people in the unincorporated territory, resulting from the 2009 Samoa earthquake, was approaching. A report published by the United States Congress admits that the warning was issued sixteen minutes after the 8.0 magnitude earthquake struck Samoa. The tsunami killed nearly 200 people in American Samoa, Samoa and Tonga.

The report, written by the National Research Council, describes the length of time between the earthquake and the initial tsunami warning being issued as “relatively long”, and states that the standard time for such a warning to be issued to be around two minutes. The study also revealed that one third of tsunami sensors are not working at any given time.

John Orcutt, a [seismologist and head of the committee that wrote the report, described the delay as a “major concern”, but he also said that “a large number of people” in American Samoa “didn’t understand and there were lives that were lost because people simply didn’t take the action to get away from the shore when they felt this huge earthquake. People have to understand the signs of a tsunami and head to higher ground.”

The Federal Emergency Management Agency, whose purpose is to coordinate the response to a disaster that has occurred in the United States and that overwhelms the resources of local and state authorities, and the Government of American Samoa did not respond to e-mails regarding the news.

The study also notes that people living in other coastal cities around the world are at risk of being unprepared for tsunamis that arrive soon after the earthquake occurs, stating that in many places, warnings might not be issued in time. “If the source were so close to shore that only minutes were available before the tsunami reached the coast, the public would need to recognize natural [signs of a tsunami approaching].” The report states that when they fear a tsunami is imminent, people should know to evacuate even “without official warnings.”

The report warns that because tsunamis are so rare, people living near the coast do not know what to do, but it also criticises authorities for not informing citizens of how to react when a tsunami is approaching. “Everybody thought that the tsunami was a single wave, and once the expected landfall time came and left, they thought it was over,” said Costas Synolakis, who is director of the Tsunami Research Center at the University of Southern California, and one of the report’s authors. He continued, “In fact, tsunamis are a series of waves that can last for three to four hours.”

He said that the United States must take action, training first responders in low-lying coastal areas, and adding more tsunami sensors to give advance warning of approaching waves. Synolakis added that, after receiving warning that there may have been a tsunami on the way after the Chile earthquake earlier this year, the response of firefighters at the Port of Los Angeles was poor because they were unfamiliar with how to deal with such a threat.

In the capital of American Samoa, Pago Pago, the tsunami measured 1.57 meters in height. The superintendent of the National Park of American Samoa Mike Reynolds reported four waves as high as six meters. People who experienced the quake said it was long, lasting from 90 seconds to three minutes. “Pago Pago city streets were strewn with overturned vehicles, cars, and debris. Some buildings located only slightly above sea level were completely destroyed by the waves, and power in some locations is not expected to be restored for up to a month,” Wikinews reported at the time.

Didi Afuafi, 28, who was riding on a bus in American Samoa when the tsunami struck, described her experiences. “I was scared. I was shocked. All the people on the bus were screaming, crying and trying to call their homes. We couldn’t get on cell phones. The phones just died on us. It was just crazy,” she said. “This is going to be talked about for generations.” U.S. President Barack Obama said of the disaster: “My deepest sympathies are with the families who lost loved ones and many people who have been affected by the earthquake and the tsunami.”

The people of American Samoa will, next Wednesday, according to a press release by the government, “hold island-wide services to honor the memories of the 34 loved ones who lost their lives” during the tsunami. Church services will be held at 6:00 a.m., followed at 6:48 a.m.—the time when the earthquake occured—thirty-two bells will be rung in memory of those who perished.

Commonwealth Bank of Australia CEO apologies for financial planning scandal

Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

Over 60 illegal miners die in South African mine fire

Over 60 illegal miners die in South African mine fire

Wednesday, June 3, 2009

Over 60 miners were killed in an abandoned gold mine shaft near Welkom, in the Free State province of South Africa, after a fire broke out inside the mine.

36 bodies from the Harmony Gold mining company Eland mine shaft were brought up earlier on the weekend from depths up to 1.4 kilometers (1 mi). On Tuesday, 25 more bodies were recovered by other illegal workers.

“We suspect there was a fire on the 18th of May. We never saw any smoke. Over the weekend [30 May] we were informed by other illegal miners that people had died,” said Tom Smith, Chief Operating Officer for Harmony’s South Region, “The bodies are not burnt. It seems more of a case of gas or smoke inhalation. I don’t know if there are any more bodies down there, we just have to wait.”

The workers may have died from poisonous gasses, smoke inhalation, suffocation, cave-ins or carbon monoxide poisoning.

Harmony gold mine will not send anyone in to the mine as the conditions are extremely dangerous and abandoned shafts are without safety equipment. Illegal workers may gain access bypassing security at one mine site, and exit via a series of interconnected underground tunnels many miles away.

Harmony is internationally the fifth largest gold mining company and has bought up old, abandoned mines.

Police were seeking relatives to help identify the bodies, and are instigating an investigation into the circumstances.

Almost 300 “gold pirates” were arrested over the past two weeks at the Eland mine shaft alone. Thousands of illegal workers can be underground, and remain working for weeks and months continuously. “These are ex-miners and unemployed people – we need to target the syndicates,” said Smith.

There are over 4.18 million unemployed in South Africa due to the economic decline, and another 1 million may soon join the ranks.

Susan Shabangu, the minister of mining, extended her condolences.

Welkom, with a population of over 400,000 is located 160 kilometers (99 mi) northeast of Bloemfontein, the provincial capital.

Virginians melee at used Apple iBook sale

Virginians melee at used Apple iBook sale

Thursday, August 18, 2005

“Total chaos” is how many described the melee that resulted from a sale of used Apple iBook laptop computers at the Richmond International Raceway (RIR) by the Henrico County, Virginia school system.

Officials estimated nearly 5,000 people thronged the sale for the $50, four-year-old computers. Among them were 17 injured, four requiring hospitalization – one for a leg injury, and three for heat-related illness, said Henrico County Police. Reports of trampling in the stampede were not uncommon, and one driver reportedly tried to drive through the throng of prospective buyers.

Alice Jemerson, an elderly customer said, “They bum rushed the gates and I was knocked over, fighting for my life. All these people were on top of me.”

Shortly after 7am EST officials opened the gates and many residents ran hysterically toward the building where the sale was to occur at 9am.

At a post sale press conference, Henrico County Police spokesman Lieutenant Doug Perry told reporters, “A few bad apples found their way inside. It looked worse than it was.”

Apple iBooks are the preferred computer for Henrico County schools, and Director of General Services of Henrico County Paul Proto, said changes were made to the event after tremendous interest was generated, some as far away as Europe and California. Officials closed and moved the sale from the Henrico county school warehouse to the RIR, after residents complained that their tax dollars were used to buy the computers, and they ought to have first right to repurchase them. The Henrico County Board of Supervisors voted to amend the County Code so that only residents could purchase the laptop computers.

Although officials had prohibited camping out and overnight parking, some in attendance reported that people began arriving at midnight.

Henrico Police Chief H.W. Stanley, Jr. said five patrol officers were originally planned for the event, a customary presence for an event the size authorities had estimated. But by 6 am, an enormous crowd was assembled at the front gate.

Officials present before opening told the crowd that automobiles would be allowed to enter first, which prompted many to run to their cars. But while some were running back to their cars, others rushed the gate. The resulting confusion created much anger, and guards closed the gates shortly thereafter.

Long lines encircling the sale building were commonplace, and one observer noted, “They’re going to see themselves on the news tonight, and see what fools they are.”

Some citizens, however, considered their wait worthwhile. Hairstylist and mother of two Sheress Blunt was one of the first hundred to buy one of the iBooks; she came with her mother and said they sneaked into the raceway through a side gate.

Tonya Vaughan arrived at 5:30 a.m., also bought one of the first iBooks and said three people offered to buy it from her for as much as $200. She declined however, saying, “I told them no way! I had worked too hard for it.”

Lt. Perry said many officers were complimented on the way they handled the crowd, adding that police were seen letting children who had been pushed aside, into the building.

Mr. Proto said, “There are no plans right now to have another iBook sale.”

Henrico County Battalion Police Chief Steve Wood said no arrests were made and the iBooks were sold out by 1pm EST.

In depth: Buffalo, N.Y. hotel proposal controversy

In depth: Buffalo, N.Y. hotel proposal controversy

Friday, May 26, 2006

Buffalo, N.Y. Hotel Proposal Controversy
Recent Developments
  • “120 year-old documents threaten development on site of Buffalo, N.Y. hotel proposal” — Wikinews, November 21, 2006
  • “Proposal for Buffalo, N.Y. hotel reportedly dead: parcels for sale “by owner”” — Wikinews, November 16, 2006
  • “Contract to buy properties on site of Buffalo, N.Y. hotel proposal extended” — Wikinews, October 2, 2006
  • “Court date “as needed” for lawsuit against Buffalo, N.Y. hotel proposal” — Wikinews, August 14, 2006
  • “Preliminary hearing for lawsuit against Buffalo, N.Y. hotel proposal rescheduled” — Wikinews, July 26, 2006
  • “Elmwood Village Hotel proposal in Buffalo, N.Y. withdrawn” — Wikinews, July 13, 2006
  • “Preliminary hearing against Buffalo, N.Y. hotel proposal delayed” — Wikinews, June 2, 2006
Original Story
  • “Hotel development proposal could displace Buffalo, NY business owners” — Wikinews, February 17, 2006

In February of 2006, the Savarino Services Construction Corp. proposed the construction of a seven million dollar hotel on Elmwood and Forest Avenues in Buffalo, New York. In order for the hotel to be built, at least five properties containing businesses and residents would have to be destroyed. It was not certain whether the properties were owned by Savarino or by the landlord Hans Mobius. The hotel was designed by Karl Frizlen of the Frizlen Group, and is planned to be a franchise of the Wyndham Hotels group.

Elmwood Avenue is known by the community as a popular shopping center, and Nancy Pollina of Don Apparel (who is “utterly against” the construction) claims it’s the only reason why students from Buffalo State College leave campus. Additionally, Michael Faust of Mondo Video said he did not want to “get kicked out of here [his video store property].”

In 1995, a Walgreens was proposed to be built on the same land, but Walgreens later withdrew its request for a variance because of pressure from the community. More recently, Pano Georgiadis tried to get the rights to demolish the Atwater House next to his restaurant on Elmwood Avenue, but was denied a permit due to the property’s historical value. He has since been an opponent to the hotel construction.

In the process of debating the hotel, it was thought that a hotel had previously existed on the proposed site, however; research done at the Buffalo and Erie County Historical Society had shown that no hotel had previously existed on the site.


  • 1 In depth
    • 1.1 The initial meeting
    • 1.2 Hotel redesign
    • 1.3 The second meeting and the planning board’s decision
    • 1.4 Threats of lawsuit
    • 1.5 Approval by the Common Council and Planning Board
    • 1.6 Lawsuit filed
    • 1.7 Proposal withdrawn
    • 1.8 Properties for sale
    • 1.9 Documents threaten hotel proposal, businesses on site
  • 2 Chronology
  • 3 Gallery

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